About Bright Money

Bright is a consumer fintech that helps Americans get out of debt, with the power of data science and machine learning. It is a mobile app that combines all the tools and tech needed to manage and get rid of debt.

Bright's tools include credit score building, automated debt paydown plans, financial planning, budget planning tools, and refinance loans. It works with credit cards, student loans and car loans.

Bright has had 6x growth in the last year, with 300,000 users, and more than 100,000 ratings and reviews. Bright is backed by three major venture capital funds (Sequoia, Falcon Edge and Hummingbird) and with top angel investors from the US, UK and India, Bright has raised +$40 million in funding to date.

Bright has recently raised $50M in debt funding from Encina Lender Finance, for its credit business growth. Encina Lender Finance provides lending solutions to consumer and commercial speciality finance companies across the U.S. and Canada.

Today we are among the top 8 US FinTech companies. We will become a top-100 US financial institution, with the unique strength of data science and predictive modelling to enhance financial products for a user's life outcomes.

We will be the first at-scale Consumer Tech company, built in India for Global markets.

About Our Founders:

Bright was founded in 2019 by a founding team from McKinsey's Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientist (Avi Patchava, Varun Modi, Avinash Ramakath, Jayashree Merwade)

Key Responsibilities:

Design, Develop, Test and Deploy scalable components for Bright's Smart Banking Platform in Django / Python
Develop Smart Algorithms and Sub Systems for Lending and Financial Communications to the User
Come up with quick and simple design solutions to complex engineering problems
Data Driven Decisions
Analytical Skills
E2e ownership of tech systems and microservices.

Required Skills:

Strong First Principles Problem Solver (https://jamesclear.com/first-principles)
Experience with integration and development of REST services over back-end frameworks (such as Django, Node.js)
Strong Algorithm and Data Structures skillset
Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents, providing technical talks, teaching classes, or as a consultant on projects
Experience in HLD, LLD design and developing scalable software systems
Some previous experience in Python based frameworks
3-5 years of demonstrated software development experience
Experience with developing upon Relational or NoSQL Databases at scale.

Preferred Skill Sets:

Bachelor's degree in Computer Science, or related technical field, or equivalent work experience
2+ years of Django development experience
Experience with CI/CD frameworks
Deployment experience with AWS, GCP or Azure
Demonstrated Competitive Programming excellence

What is in it for you

You will build the cross-functional skills to one day become a Start-up Founder, building your own company
You will build advanced skills in A.I. and Finance – trained by Tech founders who have this expertise
You will build a deep end to end understanding of building a customer focused financial product from scratch.

SDE II - Backend