Company: 1011 United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Product Specialisation (Business Banking) is responsible for providing expert advice and knowledge to clients, in conjunction with relationship managers, sales, advisory, and other client facing staff, in their product specialization. Business Banking covers activities related to the development, origination, and management of banking loan products, advice, and trade financing for institutions with low-mid range annual revenues.

Group Wholesale Banking covers activities related to providing banking loan products and advice to institutions ranging from small to mid-sized businesses, to the largest corporations. Includes major market middle market corporate banking, business banking, and corporate and transaction banking.

Job Responsibilities

EFS/Generic Trade Renewals/High Intensity PHC + Incremental during Renewals
Perform EFS/Generic Trade Renewals + Incremental during Renewal for all trade related accounts & non-high intensity RM-tagged accounts assigned monthly.
Perform annual review + Incremental during renewals of high intensity PHC for RM when required
In the course of EFS/Generic renewals,
Reduce or cancel facilities with risk concern. Propose Increase of limits with RM concurrence on acceptable customer profile
Restructure facilities and/or changes in the facility terms and securities to encourage trade utilisation (eg., new BEP/ longer TR tenor/ non-standard trade terms).
Achieve zero overdue renewals/reviews
Perform FSCM spoke related maintenance work including BCAS set up and documentation handling.
Perform FSCM spoke related maintenance work including BCAS set up and documentation handling.
Support a strong risk culture in order to safeguard our customers and the Bank

Adhere to all relevant policies/frameworks and controls.

Escalate/Report risk issue(s), if any, on a timely basis to Team Lead/Head and BB Line Risk Control Manager (LRCM)
Work with BB LCRM to resolve any risk and control issues, if any, on a timely basis
While performing annual credit review, ensure data clean-up in both CRM and BCAS to ensure information are

correctly reported to conform to compliance and contain the credit risk.

Take ownership of credit reviews till facility are renewed in system.

Job Requirements

Strong written and verbal communication skills to present assessments for approval
Ability to analyze financial statements and cashflow
Understand credit risk assessment and SME business model, and identify risk factors
Ensure compliance with internal policies and regulatory guidelines
Attention to detail and ability to work under deadlines

Additional Requirements

Develop, Engage, Execute, Strategise

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference

Vice President, Trade Review Manager, Business Banking

Business Banking Sales