About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About The Role

As Associate Director AML/CTF Institutional, you will support the management and uplift of financial crime and fraud risk across the Institutional Division. Working within the Financial Crime and Fraud Centre of Excellence, you will provide trusted risk advice, drive compliance with regulatory obligations, and partner with business teams to identify, assess and strengthen controls across AML, CTF, sanctions, anti-bribery and corruption, and fraud risk.

You will lead risk assessments, support regulatory and policy change implementation, and help embed sustainable financial crime and fraud risk management practices. This role requires strong AML/CTF regulatory knowledge and a solid understanding of end-to-end financial crime processes, including customer due diligence, transaction monitoring, investigations and reporting.

Banking is changing and we're changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you'll be building your future, while helping to build ours. 

Role Location: Singapore or Hong Kong

Role Type: Full-time, Permanent

What will your day look like

As an Associate Director AML/CTF Institutional, you will;

Deliver Financial Crime and Fraud risk management activities across divisional processes, products and value chains.
Translate financial crime requirements into practical business outcomes and articulate their value to stakeholders.
Interpret and apply Group Risk policies, standards and regulatory obligations within the division.
Support impact/ risk assessments and implementation activities arising from regulatory, policy or risk standard changes.
Partner with business teams to design, uplift and embed effective AML/CTF controls aligned to enterprise frameworks.
Identify control gaps, weaknesses and emerging risks, and support the development of remediation actions.
Provide risk insights, analysis and advice on risk appetite across customers, channels and products.
Monitor control effectiveness and escalate concerns where risks remain outside appetite.

What will you bring

To grow and be successful in this role, you will ideally bring the following:

Deep AML/CTF subject matter expertise, with strong knowledge of financial crime risk management frameworks and regulatory obligations.
Strong understanding of broader financial crime risk themes including Sanctions, Anti-Bribery & Corruption and Fraud Risk.
Ability to apply risk expertise pragmatically within complex business and operational environments.
Proven experience conducting risk assessments, designing and evaluating controls, and driving risk mitigation outcomes.
Strong analytical capability with the ability to translate data and insights into practical risk uplift initiatives.
Demonstrated experience embedding risk frameworks, regulatory change and remediation initiatives within financial services.
Sound judgement and the ability to balance risk, customer and business outcomes.
Excellent stakeholder management, communication and influencing skills, including engagement with senior leaders and governance forums.
Ability to drive collaboration across business, risk and control functions to deliver sustainable risk outcomes.
Tertiary qualifications in Business, Law, Risk or a related discipline; professional certifications such as CAMS or CFE are advantageous.

You're not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we'd love to hear from you.

 

So why join us

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can make work, work for them. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 119890.

Job Posting End Date

29/07/2026, 11.59pm, (Melbourne Australia)

Associate Director - AML/CTF Institutional