Key Responsibilities

As a Team Lead, your responsibilities will include:

Fraud Risk Assessment & Control Design

Conduct comprehensive fraud risk assessments focusing on IBG-SME lending products and new product initiatives.
Recommend, design, and embed preventive controls within existing policies and processes to mitigate identified fraud risks.
Collaborate closely with relevant internal and external stakeholders to implement enhancements that strengthen the bank's fraud prevention framework.

Fraud Detection & Analytics

Ensure and optimize the effectiveness of fraud detection systems and tools, including but not limited to Instinct Fraud rule, Network Graph, Bank Statement Analyser Fraud Indicator, and OCR technology.
Continuously monitor the performance of fraud detection solutions and recalibrate them as needed to maintain optimal efficacy.
Analyze confirmed fraud cases to identify control gaps and strengthen existing preventative and detective measures.
Track and report key fraud metrics and trends, providing regular insights to management.
Conduct deep-dive analyses on high-risk segments or channels, providing actionable insights and recommendations for targeted interventions.

Fraud Prevention & Deterrence

Drive proactive measures to prevent fraudulent applications before loan disbursement.
Provide expert advisory support on suspicious cases and emerging fraud typologies to business and operational teams.
Collaborate effectively with investigation, business, and operations teams to ensure timely action and deterrence against confirmed fraud incidents.

Stakeholder Engagement & Governance

Work cross-functionally with various teams to ensure end-to-end alignment of fraud risk controls across the credit lifecycle.
Represent Credit Fraud Risk in working groups and product review committees, providing expert input and guidance.
Promote a strong fraud awareness culture and accountability across the organization through engaging stakeholder presentations, training sessions, and communication initiatives.

Operational Excellence

Streamline fraud review processes to enhance operational efficiency and reduce turnaround times.
Perform independent quality assurance checks on fraud detection and prevention activities to ensure adherence to policies and procedures.
Identify opportunities for automation and the application of advanced analytics to improve the speed, accuracy, and effectiveness of fraud detection.

Requirements

The ideal candidate will possess the following skills and experience:

IBG-SME Credit Cycle & Risk Management: In-depth knowledge of the IBG-SME loan end-to-end credit process, encompassing underwriting, portfolio monitoring, and risk controls. Demonstrated ability to proactively identify and mitigate fraud risks within this domain.
Analytical & Communication Skills: Excellent analytical abilities with a proven track to interpret complex data and translate insights into actionable strategies. Exceptional written and verbal communication skills are essential for effective engagement with diverse stakeholders, including Business, Credit, and Technology teams.
Strategic Leadership & Governance: Capacity to strengthen fraud risk oversight, develop robust governance frameworks, and support the setup of a forward-looking organizational structure as the business scales and evolves.
Team Leadership & Development: Proven ability to lead, mentor, and develop a high-performing team, fostering a collaborative and results-oriented environment.

Location:

DBS Asia Central

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time

VP, Team Lead, Credit Fraud Risk Management, Risk Management Group