About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
Role Summary
The role of Balance Sheet Management is responsible for leading the strategic management and optimization of the bank's balance sheet, including assetliability structure, funding strategy, FTP governance, and balance sheet forecasting. The role works closely with Treasury, Finance, Risk, and Business Units to support sustainable NIM performance and longterm balance sheet stability.
Key Responsibilities:
Balance Sheet Strategy & Optimization
Lead the analysis of balance sheet structure, asset composition, funding mix, and interest margin drivers.
Develop strategic recommendations to enhance NIM, funding cost efficiency, and overall balance sheet performance.
Provide insights on market trends, customer behavior, and portfolio movements that influence balance sheet dynamics.
Funding Strategy (Structural & Portfolio Level)
Oversee structural funding strategy, including tenor mix, deposit strategy, and alignment with business growth.
Evaluate funding cost trends and propose actions to optimize cost of funds.
Collaborate with Treasury and Business Units on funding-related initiatives and strategic planning.
Funds Transfer Pricing (FTP)
Work with Treasury forFTP framework governance including methodology, curve construction, liquidity/tenor premiums, and business calibration.
Partner with Treasury to ensure FTP accurately reflects economic costs and provides effective pricing signals to business units.
Balance Sheet Forecasting
Lead balance sheet forecasting for budgets, periodic planning cycles, and scenario analysis.
Provide forward-looking insights to support business planning and structural positioning.
Governance, Reporting & ALCO
Prepare ALCO materials covering balance sheet trends, funding developments, FTP updates, and portfolio insights.
Ensure alignment with internal policies and governance frameworks.
Coordinate with relevant functions on audits, model reviews, and methodology enhancements.
: Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank's policy.
Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
Apply now and make a Difference
