Responsible for the delivery of BCO tasks in line with agreed OKRs, SLAs and KPIs
Support the end-to-end Credit & Lending servicing journey, ensuring a seamless and efficient process for both customers and internal stakeholders
Assist the Relationship Manager with credit analysis and the timely submission of credit proposals for facilities for both existing and prospective clients
Liaise with relevant teams for the preparation of facility letter and any other internal security documents. Ensure completeness of security documentation prepared by external legal counsel.
Proactively manage the credit quality of the supported portfolio by i) conducting periodic credit reviews; ii) tracking and reporting of compliance with covenants and conditions of approval; and iii) promptly escalating deviations to the Risk team for resolution.
Actively participate in training sessions to continue to develop credit skills, product knowledge, industry knowlede and client management skills.
Ensure the consistent application of HSBC policies and adherence to regulatory, financial, and legal standards to minimise business and reputational risks
Support the BCO Manager and Team Lead on ad-hoc requirements and other strategic initiatives to streamline and simplify end-to end credit & lending process
Participate in deal discussions and meetings with clients as required
Protect the Bank by acting as First Line of Defence and adhering to all controls
Maintain HSBC internal control standards, including timely implementation of internal and external audit recomentations, along with addressing any issues raised by external regulators
Qualifications
Bachelor's degree in Business, Finance, or a related field
Relevant work experience in corporate banking as a credit analyst or relationship manager
Good understanding of various financing instruments and banking products in corporate banking
Comprehensive understanding of risk management and proven experience in ensuring compliance (self and others) with organisational and regulatory requirements
Analytical with a keen eye for details
Strong communication and interpersonal skills, with the ability to collaborate effectively with diverse stakeholders
