Credit Analyst

Responsibilities:

• Perform robust credit assessments on corporate clients and credit proposals, including on credit rating, credit limit, detailed financial and non-financial analysis, structure of financing (e.g. financial terms/conditions, covenants) etc.
• Prepare clear and comprehensive credit review report and present the report for credit approval.
• Monitor credit exposures to ensure portfolio quality, conduct periodic credit reviews, identify early warning signs and recommend risk mitigation strategies etc.
• Recommending ad-hoc trade requests based on approving authority.
• Review credit documentation to ensure adherence to approved Terms and Conditions.
• Other tasks as may be assigned by Head of Department.

Requirements:

• A Bachelor Degree in fields such as Economics, Finance, Accountancy etc. with a strong foundation in analytical, statistical and other quantitative techniques.
• A minimum of 3-5 years experience in credit evaluation with large regional or global financial institutions.
• Proficient in Mandarin to liaise with Chinese speaking clients and stakeholders.
• Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments.
• Proactive, energetic, result oriented and possess good business acumen and strong sense of risk awareness.
• Ability to work independently and manage multiple priorities.