LINE BK is Thailand's leading Social Banking platform, driving digital lending innovation in partnership with LINE and KASIKORNBANK. We seek a skilled professional to manage and enhance our existing loan portfolio quality within a dynamic digital environment.
Your Role
- Focus on end-to-end post-acquisition portfolio control and optimization:
- Portfolio Management: Lead credit portfolio performance monitoring, including product policy adherence, credit scoring usage, risk reviews, and credit line governance.
- Conduct deep-dive analysis on portfolio trends (e.g., delinquency, loss) to drive actionable recommendations for quality improvement and business opportunity.
- Manage and validate Credit Risk Models (e.g., PD/LGD) and implement/enhance early warning indicators for the portfolio.
- Drive system enhancement projects related to portfolio risk (from BRS to UAT) and ensure compliance with regulatory reporting requirements (BOT).
- Serve as the risk subject matter expert, collaborating with Business, IT, and Data teams on portfolio-related initiatives.
Specification
- 5-8 years of experience in Credit Risk Management, focusing on Portfolio Monitoring/Analytics within Digital Banking or Fintech.
- High proficiency in SAS, Python, or SQL for data extraction and analysis.
- Solid grasp of Credit Risk Models and related metrics.
- Strong analytical, problem-solving abilities, and excellent command of English (written/spoken).
- Proven ability to thrive in a dynamic, results-oriented setting, working effectively both independently and collaboratively.
Nice to have
- Worked in the Financial Services company
