Credit Risk Management & Analytics - Auto Finance

Company Description Kiatnakin Phatra Financial Group (KKP) brings together deep expertise in commercial banking and capital markets through its core entities: Kiatnakin Phatra Bank PLC, Kiatnakin Phatra Securities PLC, Kiatnakin Phatra Asset Management Co., Ltd., and KKP Dime Securities Co., Ltd. The group delivers comprehensive financial services across money markets and capital markets, focusing on creating long-term value for customers, employees, and shareholders. KKP is dedicated to supporting the growth of the national financial system and economy through innovative products and solutions. Team members are encouraged to learn, grow, and realize their full potential in a supportive and engaging work environment. The organization promotes meaningful careers with competitive rewards and a culture that values a better life, better workplace, and better future.

What You'll Do

● Support the development of credit risk policy and framework for the auto finance business

● Analyze the loan portfolio, segment customers, and use data analytics and modeling to support credit screening and approval

● Monitor and assess the auto loan portfolio's Risk Profile, and maintain risk indicators and Early Warning Indicators

● Prepare reports and in-depth analysis for supervisors and relevant units

● Contribute to improving credit processes for efficiency and transparency

What We're Looking For

● Bachelor's or Master's degree in Economics, Finance, Statistics, Engineering, Computer Science, Data Science, Business Administration, or related field

● Open to candidates with no prior experience; experience in credit risk management, or in Credit Modeling, Data Analytics, or Business Analytics roles, is a plus

● Skilled in using data analytics and modeling tools

● Strong analytical, problem-solving, and communication skills