Head of Credit Risk (Fintech)

A strategic leadership role reporting to the CEO, responsible for building and executing a comprehensive credit risk framework and overseeing operational/business risk related matters. The role spans credit underwriting, collections & recoveries, and regulatory governance, with a focus on SME lending.

Key Responsibilities:

• Develop and lead credit risk strategy and policies
• Oversee underwriting, collections, and operational risk
• Build SME-specific credit models and scorecards
• Ensure regulatory compliance and internal controls
• Lead and mentor a cross-functional risk team
• Engage with local regulators and external stakeholders

Candidate Profile:

• 10+ years in credit risk, ideally in SME or fintech lending
• Strong expertise in underwriting, collections, and governance
• Familiarity with SEC regulations
• Proven leadership and stakeholder management skills
• Proficient in both Thai and English