Head of Risk & Compliance

Company Description SMARTSWIFT / 33 Remittance Company Limited is a Thailand-based financial services company specializing in international currency exchange and remittance services. Operating in Bangkok, SMARTSWIFT offers exchange services in over 30 global currencies for both inbound and outbound transactions. The company focuses on providing convenient, reliable, and competitively priced money exchange and transfer services for individuals and businesses. As a fintech-oriented organization, SMARTSWIFT emphasizes operational efficiency, regulatory compliance, and customer-centric service. Team members join a growing business at the intersection of finance, technology, and cross-border payments.

Role Description The Head of Risk & Compliance is a full-time, on-site role based in Bangkok, responsible for leading the organization's risk management and regulatory compliance framework. This role oversees the identification, assessment, and monitoring of key risks, including market, operational, and enterprise-level risks, to ensure appropriate controls are in place. The position involves designing and maintaining compliance policies and procedures, ensuring alignment with local and international financial regulations, including AML/CFT and remittance-related requirements. The Head of Risk & Compliance will conduct regular risk and compliance reviews, report findings to senior leadership, and recommend mitigation strategies. Day-to-day activities include managing regulatory filings, liaising with regulators and external auditors, training staff on risk and compliance standards, and supporting new product and service initiatives with risk and compliance assessments.

Qualifications

Risk Management & Compliance Strategy

• Lead enterprise-wide risk assessments and implement effective mitigation frameworks
• Develop and enhance internal control systems and compliance policies
• Oversee crisis and incident management, ensuring business continuity and regulatory alignment

Regulatory & Legal Management

• Act as the key liaison with regulators, including the Bank of Thailand and relevant authorities
• Provide strategic legal advisory to senior management
• Monitor regulatory changes and assess impacts on business operations
• Review and manage contracts in both Thai and English
• Oversee AML/CFT frameworks in full compliance with regulatory requirements

Leadership & Governance

• Define and drive department strategy aligned with company objectives
• Lead, mentor, and develop a high-performing team
• Oversee departmental operations, process improvements, and annual budgeting

Other

• In-depth knowledge of relevant regulations (e.g., BOT, PDPA, AML/CFT)
• Strong written and verbal communication skills in English; proficiency in Thai is highly beneficial for regulatory interactions.
• High level of integrity, sound judgment, and a proactive approach to problem-solving in a fast-paced, regulated fintech environment.