- Location: Flexible either in our Thailand, Hong Kong, or Malaysian office.
- Department: Finance / Treasury
- Reports to: Group CEO
About DSGPay
DSGPay is a fast-growing fintech company and global payment solutions provider that enables individuals and businesses to seamlessly send and receive money across borders. Established in Singapore in 2014, DSGPay holds regulatory licenses to operate in key markets, including Australia, Hong Kong, and Thailand. With a strong focus on security, reliability, and ease of use, DSGPay specialises in facilitating efficient and secure money transfers across Oceania, Asia, the UK, EU, and USA.
Role Summary
We are seeking an experienced and hands-on Head of Treasury to lead DSGPay's global treasury operations, including liquidity management, FX management, banking relationships, safeguarding of customer funds, and treasury automation initiatives.
This role is critical to ensuring efficient capital utilization, regulatory compliance, and optimization of FX and interest income across multiple jurisdictions. The Head of Treasury will partner closely with Finance, Operations, Risk & Compliance, and Technology teams to build scalable, automated treasury infrastructure that supports business growth.
The position combines strategic leadership with hands-on execution across treasury operations, risk management, and technology-driven transformation.
This role requires a candidate with strong financial services experience, specifically within FX, payments, or credit environments. The ideal candidate must have proven experience managing a real-time, multi-currency portfolio and operating within a multi-currency fintech environment.
Key Responsibilities
1. Treasury Operations & Reconciliation Automation
- Oversee daily reconciliation of collections and payment flows across multiple banking platforms on a T+1 basis.
- Partner with Technology teams to automate reconciliation processes and reduce manual intervention.
- Establish robust controls to identify variances, discrepancies, and operational risks.
- Provide weekly reporting to senior management on reconciliation status, key findings, and risk exposures.
- Implement straight-through-processing (STP) capabilities where feasible.
- Ensure reconciliation processes support audit and regulatory requirements.
2. FX Risk Management & Pricing Strategy
- Design and implement FX pricing models to support live dealable FX rates for customers.
- Develop FX hedging strategies to manage exposure and maximize profitability.
- Monitor FX positions, exposure limits, and risk concentrations.
- Analyze FX gains and losses and provide management insights.
- Collaborate with Sales and Product teams on pricing competitiveness.
- Develop FX policies, procedures, and internal controls.
- Evaluate FX liquidity providers and banking counterparties.
3. Liquidity Management & Funding Optimization
- Monitor daily liquidity positions across currencies and jurisdictions.
- Centralize liquidity data extraction from banking platforms.
- Forecast funding requirements and working capital needs.
- Optimize internal fund transfers and cash concentration structures.
- Develop contingency liquidity plans.
- Support expansion into new corridors and markets.
- Objective: Maintain sufficient liquidity while maximizing capital efficiency and return.
4. Customer Fund Safeguarding & Regulatory Compliance
- Track duration and flow of customer funds held within corporate accounts.
- Assess compliance with non-deposit-taking regulatory restrictions.
- Propose fund segregation structures or safeguarding mechanisms.
- Collaborate with Compliance and Finance teams on regulatory reporting.
- Analyze operational impacts of holding periods on business turnover.
- Support external audits and regulatory reviews.
5. Banking & Partner Cost Optimization
- Review and analyze banking and partner costs, including FX spreads, fees, and operational charges.
- Identify loss-making relationships and propose corrective strategies.
- Conduct cost-benefit analysis for new banking partnerships.
- Support negotiation with banking partners and liquidity providers.
6. Interest Income Optimization & Capital Placement
- Maintain and expand interest-earning bank relationships.
- Monitor interest rate trends and market opportunities.
- Optimize surplus cash placements across institutions.
- Diversify counterparty exposure where appropriate.
- Evaluate treasury investment opportunities within risk appetite.
7. ALCO Governance & Treasury Reporting
- Initiate and lead monthly ALCO meetings when implemented.
- Prepare liquidity, FX exposure, funding, and treasury performance reports.
- Provide insights and recommendations to executive leadership.
- Support strategic decision-making related to capital and funding.
- Develop treasury dashboards and KPIs.
8. Treasury Systems & Process Improvement
- Lead treasury system improvements and integration with internal platforms.
- Develop automated reporting tools and dashboards.
- Improve data quality and visibility across banking systems.
- Collaborate with IT on API integrations with banking partners.
- Support future treasury management system (TMS) implementation.
9. Team Leadership & Cross-Functional Collaboration
- Lead and mentor treasury team members.
- Work closely with Finance, Risk, Compliance, Operations, and Product teams.
- Support business expansion initiatives and new market entry.
- Foster strong relationships with banking partners and stakeholders.
Qualifications & Experience
- Bachelor's or Master's degree in Finance, Accounting, Economics, or related field.
- 8–15+ years of treasury, banking, payments, or financial services experience.
- Experience in FX management and liquidity management.
- Experience with payment institutions, fintech, or banking environments preferred. Prior experience working within a multi-currency fintech environment is essential.
- Strong understanding of treasury risk management and controls.
- Experience with treasury systems or automation projects is highly desirable.
- Leadership experience managing teams and cross-functional projects.
- Proven experience managing a real-time multi-currency portfolio.
Skills & Competencies
- Strong analytical and financial modeling skills
- Strategic thinking with hands-on execution ability
- Advanced Excel and data analysis capabilities
- Understanding of FX markets and liquidity risk
- Communication and stakeholder management skills
- Problem-solving and decision-making capability
- High integrity and risk awareness
Nice to Have (DSGPay-Specific)
- Experience with payment institutions or e-money regulations
- Experience working across multiple jurisdictions
- Knowledge of safeguarding or client money frameworks
- Banking relationships in APAC region
- Exposure to FX, payments, or credit businesses within financial services environments
- Experience supporting or operating within multi-currency treasury structures
- Familiarity with real-time treasury operations or high-frequency transaction environment
Data Privacy & Consent Notice
By submitting your application, you consent to Dollarsmart Global Co., Ltd. collecting and processing your personal data including your CV, resume, and contact details for the purpose of evaluating your suitability for this role. Your data may be processed using AI-assisted screening and matching tools, and stored within our recruitment platform. It will only be used for recruitment purposes and will not be shared with any third party outside of our hiring process.
We retain candidate data for a maximum of 12 months from the date of application, after which it will be securely deleted. You have the right to access, correct, or request deletion of your data at any time by contacting us at [[Confidential Information]].
This consent is given in accordance with the Personal Data Protection Act (PDPA) B.E. 2562.
