Portfolio Risk Management

Job Responsibilities:

• Monitor and analyze portfolio performance (delinquency, NPL, vintage)
• Generate regular and ad-hoc portfolio reports for management
• Identify portfolio risk and trends; provide insights and improvement recommendations
• Prepare portfolio performance forecasts to support quarterly budget planning
• Coordinate with Credit, Collection, Sales, and related sections to maintain portfolio quality
• Ensure data accuracy and compliance with company policies and regulations
• Perform other duties as assigned by Portfolio Risk Management Manager

Qualifications

• Bachelor's degree in Finance, Business, Economics, or related fields
• Experience in auto finance, hire purchase, or portfolio analysis is preferred
• Strong analytical skills with good command of Excel and PowerPoint
• Detail-oriented, responsible, and able to work cross-functionally