Product Manager

Role Details : Product Portfolio – Co-lending & BC Arrangement

Roles & Responsibilities

Product & Process Management (BC & Co-Lending)

• Research and product innovation
• New Product development for BC, Co-lending models & Government schemes.
• Product Research, competition analysis & Industry Benchmarking
• Analyzing the impact of regulatory guidelines and changes to the product and process
• Product performance Monitoring
• Product and Process review, development, improvisation & standardization
• Understanding field level requirements and providing requisite Process framework with the help of internal teams.
• Coordination with SDG for development & implementation of the field requirements
• Based on the audit observations modify the existing product to introduce appropriate controls.
• To prepare and submit Product notes for ECC approvals in a timely manner.
• Internal and External Co-Ordinations for onboarding new partners and supporting existing partners for product/process changes

Codification of Documents

• Prepare Product Program notes / Business Process guidelines for circulation to internal teams and Partners.
• Prepare operations manual for various processes.
• Prepare and update PPAC notes and obtain concurrence from all the stakeholders
• Change Management – Review and update the Operations manual on timely basis with all the changes emanating from business requirements, audits, regulatory and Bank's policies

Legal/Compliance

• Review and Standardizing Agreements
• Client level documentation
• Tracking of KYC policies and directives to comply with regulatory requirements.

Education

Essential requirement: Graduate or Post Graduate

Preferred: MBA

Work Experience

• Shall have handled product pertaining Secured and Unsecured loans.
• Have hands on experience of product management in MFI loans and unsecure Business loans