About Ascend Money
Ascend Money is a leading fintech company providing innovative payment and financial services across 7 countries in the Southeast Asian Region.
Established in 2013, Ascend Money became Thailand's first fintech unicorn in 2021. Its flagship service TrueMoney today has become the most popular digital financial application that enables ease of payments and convenient financial lifestyle.
TrueMoney's extensive agent network as well as offline and online payment services also enable millions of users across the region to access innovative financial services, leading them to better lives.
Role Overview: We are looking for a Product Manager to join the Lending team, with a focus on secure and unsecured loans. In this role, you will oversee the end-to-end journey of loan products, including registration, underwriting, usage, repayment, collection, and regulatory reporting. You will ensure that the loan products are both innovative and compliant, while providing a seamless experience for customers.
Key Responsibilities:
- Think big and then execute at a granular level!
- Learn the intricacies of the completions and drilling data life cycles and become a subject matter expert.
- Lead the product lifecycle for lending products, from ideation and development to launch and continuous optimization.
- Collaborate with stakeholders to define product vision, prioritize features, and develop a roadmap that aligns with company strategy.
- Break down complex lending challenges into actionable user stories and product requirements.
- Work closely with engineering, risk, compliance, and business teams to ensure the product solutions are scalable, secure, and compliant with regulations.
- Innovate on user experience and lending processes to make borrowing seamless and accessible for customers while maintaining strong risk management.
- Stay updated on market trends, customer feedback, and regulatory changes to continuously improve the lending product suite.
- Drive go-to-market strategies for lending products, ensuring they address the needs of the target users and meet business goals.
- Manage competing priorities, including product backlog, stakeholder requests, and time-to- market demands.
Qualifications:
- At least 5-10 years of experience as a Product Manager or Business Analyst in fintech, lending, or financial services, with a focus on loan products.
- Proven track record in managing the end-to-end lifecycle of secure or unsecured loan products, including regulatory compliance (this qualification will be considered a priority).
- Strong ability to simplify complex loan processes and communicate them clearly to stakeholders.
- Passion for learning new technologies and delivering innovative loan products that meet market demands.
- Experience in working with regulatory bodies and managing regulatory reporting for loan products.
- Familiarity with Jira or other product management tools is an advantage.
