Job Summary
Responsible for capital and balance sheet analysis to support strategic decisions and financial performance optimization.
Job description
Capital Management scope
- Support ad-hoc capital analysis assignment (e.g. Buyback AT1, Tier2 Redemption, Shareholder value maximization)
- Collaborate with BUs on RAROC framework (e.g. RAROC calculation methodology review, providing RWA information)
- Keep update of regulatory change (e.g. Basel IV) and analyze its impact to the Bank
- Monthly Capital Monitoring and Analysis
- Pillar 3 report preparation
- Calculate and analyze ttb's Cost of Equity to support on goodwill impairment
Balance Sheet Strategy scope
- Monitor and analyze the Bank's loan and deposit movement
- Monitor and perform analysis on peers balance sheet structure and interest rate adjustment
- Support on developing B/S strategy and provide action tracking to ALCO (e.g. interest rate strategy)
- Collaborate with BU on rate adjustment plan and NII impact, and support on providing recommendation to ALCO for decision making
- Analyze and provide recommendation for optimization of subsidiaries balance sheet (e.g. ttb Broker)
- Perform and support team on ad-hoc analysis (e.g. Securitization, capital instrument investment)
- Support and collaborate with related parties on ad-hoc project (e.g. PLR implementation)
Qualifications
- Good understanding of Banking and Treasury products, Finance & Capital Market, Financial analysis.
- Good understanding of bank's financial information (B/S, P&L, capital)
- Good understanding of Basel's and BOT's capital management framework, and upcoming regulatory changes
- Good analytical, problem-solving, modelling, presentation, and interpersonal skills, with strategic thinking and good business sense
- Quickly adaptive and ability to challenge the status quo
- Strong team player and leadership potential
- Ability to multi-task, organize and priorities work assignments and can handle pressure and tight deadlines.
- Good command of spoken and written English
- Excellent knowledge of Microsoft O365 (e.g. Excel, PowerPoint and Word)
