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Technical Product Manager, Payment & Settlement - Digital Bank

3-5 Years
  • Posted 2 days ago
  • Be among the first 10 applicants

Job Description

Job Description

  • Own end-to-end delivery of payment and settlement products, from requirements validation and technical design through to launch and post-release review.
  • Define detailed Product Requirement Documents (PRDs) covering payment state transitions, fund-flow call chains, order state machines, system API dependencies, and edge-case handling.
  • Oversee fund-flow closure, clearing, and settlement design in close collaboration with Finance and Operations to eliminate reconciliation discrepancies.
  • Serve as the central coordination point across Engineering, QA, Operations, Compliance, AML, and external vendors to manage delivery timelines, rollout risks, and multi-iteration launches.
  • Define and track key product metrics including fund reconciliation accuracy, exception resolution rate, payment success rates, and delivery efficiency.
  • Analyze complex fund-flow call chains to identify transaction failure points, assess financial loss risks, and establish robust exception-handling SOPs.

Requirements

  • Bachelor's degree or above in Computer Science, Engineering, or related technical field
  • Minimum 3 years of relevant full-time working experience in a related Technology (including software/commerce/consumer technology), Fintech or consulting with experience supporting these industries
  • Direct experience to payment, card, fund-flow/reconciliation, or digital banking products
  • Familiarity with digital banking payment infrastructure, fund settlement flows, and clearing mechanisms is a significant advantage
  • Hands-on experience leveraging automation or AI-assisted tools to improve workflow efficiency, delivery processes, or regression coverage is a significant advantage
  • Strong ownership mindset, with excellent communication and stakeholder management skills
  • Self-motivated, proactive, and able to thrive in fast-paced environments

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About Company

Job ID: 151598419

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