We are building Thailand's next-generation virtual bank, a financial institution designed from the ground up to be digital, intuitive, and radically customer-centric. Backed by leading innovators in technology and finance, our mission is to broaden financial inclusion and redefine the banking experience for individuals and SMEs across the nation. We are looking for a foundational leader to join our team - an architect who will build our world-class digital Treasury function from a clean sheet of paper.
Key Responsibilities:
Daily Liquidity & Regulatory Management
- Architect and implement a predictive, real-time cash and liquidity forecasting framework to ensure financial stability under all market conditions.
- Automate all daily treasury front office operations, including cash positioning, reconciliations, and reporting, to achieve best-in-class efficiency.
- Manage the bank's daily liquidity profile in strict compliance with all Bank of Thailand (BOT) regulations, including statutory reserve requirements and monitoring for the Liquidity Coverage Ratio (LCR).
Financial Market Execution & P&L
- Act as the bank's dealer in financial markets, executing all front-line transactions including interbank borrowing/lending, money market placements.
- Develop and oversee the active management of the bank's High-Quality Liquid Asset (HQLA) portfolio to optimize for both liquidity and return within the defined risk appetite.
- Build and manage strategic relationships with a network of banking partners and market counterparts, negotiating optimal terms and services.
Treasury Technology & Operations
- Lead the front office requirements for the selection and implementation of a modern, cloud-native Treasury Management System (TMS), championing an API-first approach to bank connectivity.
- Drive the end-to-end of front office workflows to create a scalable, efficient, and resilient operational backbone.
- Establish robust internal controls and fraud prevention measures for all market execution activities to safeguard the bank's assets.
Executive Collaboration & Stakeholder Management
- Serve as a key strategic partner to the CFO and the Balance-Sheet Management (ALM) team on all front office and daily market matters.
- Collaborate across the organization with Risk, Technology, and Operations teams to drive strategic initiatives and ensure operational resilience.
Qualifications:
- 7-10+ years of progressive treasury experience within a commercial bank's Front Office or a closely related function..
- Deep, expert-level knowledge of Bank of Thailand (BOT) regulations concerning liquidity risk management for commercial banks.
- Extensive hands-on experience in Thai Baht money markets, FX markets (spot, forwards, swaps), and HQLA portfolio management.
- Bachelor's or Master's degree in Finance, Economics, or a related quantitative discipline.
- Fluency in both Thai and English is essential.
- Professional certification such as Financial Risk Manager (FRM), Chartered Financial Analyst (CFA).
- Experience in a fintech, digital bank, or fast-paced startup environment.
- Demonstrable experience contributing to the selection and implementation of a modern Treasury Management System (TMS).
Your Skills:
- A strategic, forward-thinking mindset with the ability to translate business goals into a robust treasury strategy.
- A builder mentality with a passion for creating systems, processes, and teams from the ground up.
- Exceptional communication and stakeholder management skills, with the ability to influence at all levels of the organization.
- A highly analytical and data-driven approach to decision-making.
