Responsibilities:
- Being team member in RMD to provide recommendation on credit approval. Performing in-depth reviews of a borrower's financials, business model, management team, industry, and competitive positioning to assess creditworthiness and repayment ability of the companies.
- Credit screening and investigation, identifying, evaluating and documenting key risks and mitigating factors.
- Candidate should possess strong credit and financial statement analytical skill.
- Experience in credit approval related tasks.
- Knowing local industries, conducting industry analysis and enhancing knowledge on economy both locally and internationally to monitor credit portfolio.
- Willing to support credit related adhoc projects.
- Able to handle and complete tasks under time constraint.
Qualifications:
- Bachelor or Master Degree in Finance, Accounting or Economics.
- Experience more than 5 years in related credit or banking field experiences.
- Excellent in both written and spoken in English and Chinese.
- Keen on Microsoft Excel, Power Point, and Microsoft Words.
- Good knowledge of industry and economic update as well as banking products.
- Willing to take extra assignments / credit related adhoc reports.
Please be informed that bank conducts criminal background checks for all positions during hiring process.
