Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:

Grow Relentlessly: Striving to become our best, most authentic selves
Enable Teamwork, Disable Politics: Only by forging togetherness, can we help each other succeed
Test | Measure | Act: Staying curious and reinventing ourselves, through innovation and experimentation
Focus on Impact: Creating impact through bias for action and tangible results
Serve with Obsession: Building win-win relationships for the long-term by having a customer obsession

As a Credit Intern at Funding Societies, you will join a dynamic team driving our rapid growth. You will support our core lending decision processes by managing critical data and ensuring operational excellence. We are looking for a proactive problem-solver with a strong willingness to learn, adapt, and provide customer-centric support.

What you will do:

To assist in monitoring credit limits and exposure
To process trade drawdowns
Assist in maintaining accurate and up-to-date credit files and documentation
To ensure compliance with credit policies and procedures
Assist in preparing credit reports and summaries for internal and external stakeholders
To maintain accurate and up-to-date credit files
Perform ad-hoc tasks and projects as assigned by the credit team
Collaborate with the credit team on data analysis and process improvement initiatives, leveraging tools such as SQL, Python, Activepieces, and Gemini to enhance workflow efficiency and risk insights

Requirements

What we are looking for:

Currently pursuing a bachelor's degree in finance, accounting, economics, or a related field
Strong analytical skills and attention to detail
Proficient in Microsoft Office especially Excel and preferably G-Suite
Excellent communication and interpersonal skills
Ability to work well in a team environment and collaborate effectively with colleagues
Eagerness to learn and develop skills in credit analysis and risk management
Prior internship or work experience in finance or banking (preferred but not required)
Knowledge of financial markets, accounting principles, and credit risk concepts (preferred but not required)

Good to haves:

Coding/Automation: Basic proficiency or familiarity with SQL for data querying and Python for automation or data manipulation
Process Improvement Mindset: Demonstrable interest in optimizing workflows; experience or academic projects involving automation tools (like Activepieces, Zapier, or similar) is a plus
AI Familiarity: Awareness of generative AI capabilities (e.g., Gemini, ChatGPT, Claude) and how they can be applied to document summarization or report generation
Fintech Passion: A strong curiosity about the digital lending landscape and how technology can solve credit risk challenges

Why you should join with us:

Real-World Tech Exposure: Gain hands-on experience by integrating modern automation (Activepieces) and Generative AI (Gemini) into traditional credit workflows, setting you apart from traditional finance interns
High-Impact Projects: Work directly on live lending decision processes and portfolio monitoring, with the opportunity to see how your data analysis and process improvements directly impact business efficiency
Tech-Driven Finance Culture: Join a leading SME digital finance platform where innovation, data-driven decision-making, and agility are at the core of our operations
Mentorship & Growth: Work closely with an experienced credit team that encourages a growth mindset, allowing you to bridge the gap between financial theory and practical, scalable fintech operations

Credit Intern

Credit Risk Analyst Intern

Credit Risk Analyst Intern