AVP, Financial Planning & Capital Management

Lead the Bank's financial planning, performance management, capital management, and strategic financial analytics functions. The role is responsible for overseeing business planning, dynamic financial forecasting, capital allocation and optimization, peer benchmarking, and financial database development. This will drive the modernization of financial planning capabilities through advanced analytics, AI-enabled tools, and data-driven decision-making to support executive management and Board-level strategic decisions.

Key Responsibilities

1. Financial Planning & Performance Management

· Lead the Bank's annual business planning and financial target-setting process.

· Oversee monthly and quarterly financial performance monitoring against budget, forecast, market expectations, and peer performance.

· Develop actionable insights and recommendations for senior management and Board-level discussions.

· Drive continuous enhancement of financial planning methodologies and performance management frameworks.

2. Financial Forecasting & Projection Models

· Lead the development and enhancement of dynamic financial projection models covering balance sheet, income statement, capital, liquidity, and key financial ratios.

· Ensure forecasting methodologies appropriately reflect changing business conditions, economic outlook, regulatory requirements, and strategic initiatives.

· Oversee stress testing and scenario analysis to support business strategy and capital planning.

3. Capital Management & Capital Allocation

· Lead capital planning, capital allocation, capital monitoring, and capital efficiency initiatives across the Bank.

· Assess capital consumption, risk-adjusted returns, and value creation across businesses and portfolios.

· Support strategic decisions related to dividend policy, capital optimization, debt funding, and regulatory capital management.

· Develop frameworks to improve capital efficiency and shareholder returns.

4. Strategic Analysis & Peer Benchmarking

· Monitor industry developments, macroeconomic trends, regulatory changes, and competitor performance.

· Conduct peer benchmarking and identify performance gaps, opportunities, and strategic implications.

· Provide strategic recommendations to improve profitability, growth, and capital efficiency.

5. Financial Data Management & Transformation

· Lead the development and consolidation of enterprise financial performance databases.

· Improve data governance, data quality, automation, and reporting efficiency.

· Drive the adoption of AI, advanced analytics, and modern data solutions to enhance forecasting and decision-making capabilities.

6. Investment Analysis & Special Projects

· Lead financial evaluation of strategic initiatives, investments, acquisitions, and major transformation programs.

· Conduct ad-hoc financial analyses and business case validations requested by senior management.

· Support cross-functional strategic projects related to finance, capital, and business performance.

7. Team Leadership

· Lead, mentor, and develop a high-performing team of financial planning and capital management professionals.

· Foster innovation, analytical excellence, and AI-enabled ways of working within the department.

Required Qualifications

Education

· Master's Degree in Finance, Economics, Accounting, or related discipline.

Professional Certifications Preferred: · CFA charter holder or CFA candidate · Advanced Financial Modeling (AFM) · Certified Financial Modeler (CFM) Experience

· Minimum 5-10 years of relevant experience in banking, with substantial experience in:

o Financial Planning & Analysis (FP&A)

o Treasury

o Capital Management

o Corporate Performance Management

· Proven experience in leading teams and managing bank-wide planning or capital management initiatives.

· Strong knowledge of:

o MFTP (Matched Funds Transfer Pricing)

o Risk-Adjusted Return Frameworks (RAROC, RORAC, EVA, Economic Profit)

o Banking profitability analysis o Financial forecasting and planning models

o Regulatory Capital (Basel III/IV)

o Capital Allocation Frameworks

o Capital Adequacy Management

· Strong understanding of commercial banking products and services.

Excellent English communication and presentation skills.