Corporate Compliance Expert

Key Responsibilities:

1. Corporate Governance & Leadership Compliance

• Corporate Governance Oversight: Monitor and ensure bank-wide compliance with corporate governance policies, cultivating a robust institutional risk culture in alignment with the Three Lines of Defense model.
• Fit & Proper Assessments: Oversee compliance requirements for Commercial Bank Shareholders, Directors, and Senior Management, ensuring strict adherence to regulatory fit-and-proper criteria, credentials verification, and independence standards.
• Governance Structure & Sub-Committees: Review and maintain the compliance of the bank's organizational structure and sub-committees (e.g., Audit Committee, Risk Oversight Committee, Credit Committee), ensuring clear segregation of duties and aligned mandates.

2. Prudential Limits & Asset Compliance

• Credit Concentration Monitoring: Oversee the enforcement of the Single Lending Limit (SLL) to prevent credit concentration risk across individual borrowers and connected groups.
• Conflict of Interest Control: Implement, monitor, and audit controls surrounding Related Lending and Prohibited Loans to ensure absolute transparency and prevent preferential lending to insiders, directors, or affiliates.
• Investment Compliance: Regulatory review of the bank's investment portfolios to ensure all trading and banking book investments strictly comply with asset class restrictions and regulatory thresholds.

3. Risk Management & Capital Adequacy Controls (Basel III)

• Capital & Risk Risk-Weighted Asset (RWA) Oversight: Partner with Risk Management to review compliance with Capital Requirements (Basel III) frameworks, ensuring accurate calculation of Credit, Market, and Operational Risk RWAs.
• Liquidity & Balance Sheet Compliance: Oversee regulatory compliance regarding Liquidity Risk Management, ensuring the bank maintains required thresholds for Asset-Liability Management (ALM), Liquidity Coverage Ratio (LCR), and Net Stable Funding Ratio (NSFR).
• Market Risk & IRRBB: Review and validate policies governing Market Risk Management and Interest Rate Risk in the Banking Book (IRRBB) to ensure compliance with volatile market conditions.

4. Regulatory Reporting & Financial Disclosure

• Regulatory Report Validation: Act as the key gatekeeper for the bank's regulatory reports, ensuring all quantitative and qualitative filings submitted to the Bank of Thailand are accurate, timely, and complete.
• Financial & Accounting Alignment: Collaborate with the Finance and Internal Audit teams to ensure financial statements and accounting practices align with standard regulations (e.g., TFRS 9 / IFRS 9) and regulatory provisioning guidelines.

Key Qualifications:

• Education: Bachelor's or Master's Degree in Law, Finance, Banking, Risk Management, or a related field.
• Experience: Minimum 5–7 years of compliance or regulatory risk experience within a commercial bank or financial institution.
• Regulatory Knowledge: Deep understanding of Bank of Thailand (BOT) regulations, Basel III Accord, and corporate governance laws governing public financial institutions.
• Technical Competence: Familiarity with prudential banking frameworks (LCR, NSFR, RWA calculation methods, and Single Lending Limit rules).
• Certifications: Professional compliance certifications (e.g., International Compliance Association (ICA), or local BOT-recognized compliance certifications) are highly preferred.
• Skills: Strong analytical skills, excellent communication and stakeholder management, and the ability to translate complex regulatory requirements into practical operational guidelines