Credit Underwriter - Motorcycle Loan (Leasing Business)

Job Responsibilities:

• Evaluate and analyze auto loan applications to ensure compliance with company policies, laws, and regulations
• Conduct financial analysis, including assessment of customer creditworthiness and risk evaluation
• Review and prepare financial status reports, including analysis of fleet car credit limits
• Monitor and analyze portfolio quality, including daily and monthly reporting on loan approval quality for management
• Collaborate with related departments to enhance credit processes and operational efficiency
• Ensure accurate and timely decision-making in credit approvals while maintaining risk control standards

Qualification:

• Bachelor's degree or higher in Business Administration, Finance, Accounting, or related field
• Minimum 3-5 years of experience in credit underwriting (auto loan preferred)
• Strong experience in financial analysis and risk assessment
• Excellent analytical, decision-making, and problem-solving skills
• Strong understanding of credit evaluation and regulatory compliance
• Good communication and negotiation skills
• Proficiency in Microsoft Office (Excel, Word, PowerPoint)
• Experience with loan processing systems is an advantage
• Good command in English (Writing and Speaking)
• Work location: Bangchan Industrial Estate (Minburi)