Job Overview:
Fleets & Commercial Vehicles Underwriting. This segment would focus on fleet and commercial motor risks, requiring strong technical underwriting capability, portfolio management, and close collaboration with Sales and Claims team.
Key Responsibilities:
- Manage quotations and referrals for fleet and commercial vehicle risks within delegated authority, in accordance with Motor UW guidelines.
- Develop and enhance fleet‑specific products, coverages, pre‑underwritten packages, underwriting, and rating tools to improve TAT and expand the customer base.
- Identify new fleet and commercial segments and growth opportunities.
- Monitor portfolio profitability and implement corrective underwriting or pricing actions.
- Prepare and manage renewals for key fleet accounts, ensuring renewal rates align with strategic objectives.
- Identify areas of service and features that will help increase customer stickiness while improving customer experience.
- Support and assist new and existing product development or changes in terms of system development.
- Undertake ad hoc projects.
Qualifications, Skills & Competencies:
- Bachelor's degree in a related field
- At least 3 years of experience in Motor Insurance
- Underwriting, Product Development, or actuarial background
- Excellent MS Office skills
- Advanced analytics and profitability analysis; pricing, rating, portfolio performance, Excel, and Power Pivot
- Motor products and market expertise; strong understanding of target segments and market dynamics
- Renewal and retention management; driving sustainable growth and customer longevity
- Strategic proposal development – creating clear, impactful, data‑backed business proposals
- Strong communication and relationship management; effective cross‑functional coordination and broker management
